Do you want to make a big purchase? Like maybe a car or vacation, maybe you need a down payment for a house and still pay all of your current bills? It can be done because we did it. What you’re going to need to do is ,add up all of your bills including groceries and gas. Then what you’re going to need to do is divide that by four. The amount that you get there is what you’re going to need to take it out of your paycheck each week and the rest goes into your savings account. Now this is not going to be the easiest thing you’ve ever done. But it can be done we did it and so can you. Now you may only have one income and it may take you a little longer than eight months but that’s OK it still can be done. The first thing you’re going to want to do is stop eating out. At first it’ll be a little difficult to get used to. Especially if you’re in the habit of going out to eat. The next thing that we stopped doing was going to the car wash. We started washing our car at home and vacuuming it out. This was especially hard for my husband since he would go once a week and have his car detailed. But always keep in mind that this isn’t a permanent situation. Some of you might even like this and continue to do it long after you get what your goal is. We cut back the cable to basic cable. My husband is a sports fanatic. If it wasn’t a basic cable then he went to my mother-in-law’s house and watched it there. I had to turn off the satellite radio. I love satellite radio no commercials but I was trying to save money so I turned it off. The next thing we did was got rid of our gym memberships. Instead we walked around the neighborhood for exercise. This isn’t about punishing yourself either you could find different ways to do things and be creative about it and not spend money. We brought lunches to work every day. We stopped buying coffee in the morning at Dunkin’ Donuts and started making coffee at home and bringing it with us to work. That was a tricky one. Again, all these things are doable,it just takes time to get used to. Grocery shopping was another biggie. We used coupons and only bought what we needed to survive. Often having peanut butter and jelly sandwiches and a lot of meatless dinners. There were a few things my husband could go without. He can’t drink of water so we had to get storebrand powdered iced tea just so he could have something to drink because Pepsi wasn’t an option. We are people who love to vacation at least once a year but last year we didn’t vacation at all because we save that money towards our down payment. We didn’t go to the movies instead we stayed home and played cards and boardgames. Now what I want to let you know is that while we were doing all these saving and cutting corners my husband was very sick and was on the waiting list for a liver transplant. Even while he was sick he pressed on and still worked little side jobs to make money. So before you tell me it’s too hard and it’s too much work ,know that it can be done.We did it and so can you!!!!!!So let me know what you’re saving for. Leave me a comment and if you need any tips let me know that too and I’ll get back to you.